Fixed monthly payments
Spread the cost of a funeral over time with a fixed payment and a fixed term, so you always know what you owe each month.
Funeral Financing
Funeral Financing
For families who would like financial assistance, we offer affordable monthly payment plans through LendingUSA, a funeral funding company endorsed by the National Funeral Directors Association.
Monthly Payments through LendingUSA
Losing someone you love is hard enough without worrying about how to pay for the funeral. LendingUSA lets families spread the cost of services over time with fixed monthly payments, and you can check your rate online in minutes.
Why Families Choose Funeral Financing
Check your rate without a credit hit
Checking your rate online uses a soft credit inquiry that does not affect your credit score. Submitting a full application does involve a credit check.
Family and friends can apply
The loan doesn’t have to be in the name of the next of kin. Any family member or friend who wants to help can apply.
Paid to the funeral home
LendingUSA partners with funeral homes and handles payment to the funeral home after you sign your loan documents, so there is one less thing to manage.
How It Works
- Talk with us about arrangements. We’ll walk you through your options and the total cost, itemized on our General Price List.
- Check your rate with LendingUSA. Apply online at any time; it takes just a few minutes.
- Choose your loan and sign online. Pick the payment option that fits your budget and sign the loan agreement electronically.
- LendingUSA pays the funeral home. You make fixed monthly payments to LendingUSA, and we focus on caring for your family.
Our General Price List (GPL) is our official price document. Please note that only this GPL and any pricing information obtained directly from Kaczorowski Funeral Home can be considered accurate. View our General Price List (PDF) or call 410-633-0000 and we'll go over it with you.
Other Ways to Cover Funeral Costs
Planning ahead
Pre-planning lets you choose and fund arrangements in advance, through a preneed insurance policy, life insurance or other payment options.
Social Security
A one-time $255 lump-sum death payment may be available to a surviving spouse or eligible child.
Veterans benefits
Eligible veterans may receive burial benefits, including burial in a national cemetery and military funeral honors.
Funeral Financing Questions
Is Kaczorowski Funeral Home the lender? +
No. Funeral loans are offered through LendingUSA and its lending partners, and every loan is subject to their credit approval and terms. We’re happy to explain the process and answer questions about your arrangements and their cost.
When is payment due for a funeral? +
At the time of death, services must be paid in full. Financing gives families another way to cover that cost and pay it back over time.
How much can I borrow, and what will it cost? +
LendingUSA advertises funeral loans of up to $12,000. Amounts, rates, fees and any promotional options depend on your credit and the loan term, and loans are not available in every state. Your exact terms are shown before you sign; see LendingUSA’s funeral financing page for current details.
Will checking my rate affect my credit score? +
According to LendingUSA, checking your rate uses a soft inquiry that doesn’t affect your score. If you go on to submit a full application, a hard credit inquiry is made.
Kaczorowski Funeral Home, P.A. is not a lender. Loans are provided by LendingUSA’s lending partners, subject to credit approval, and are not available in all states. Rates, terms and promotional offers are set by LendingUSA and may change; review your loan agreement for full details.
Family-owned since 1952 · Three generations
We're here when you're ready.
A funeral service is the last goodbye to your loved one. That’s why we will guide you through the process of planning a personalized service and take care of every last detail from start to finish.